Certificates of Deposit Account for Business
Time is on your side when growing your business funds.
Investing business funds can be a tough call. You want to maximize growth, but how much risk is too much? With our Certificates of Deposit, you can safely build secure savings and get ahead with impressive earnings.
Patience and planning are the keys to taking full advantage of Certificates of Deposit from Capital Credit Union. Earmark funds you don't need to access in the near future and keep them deposited for the CD's full term to maximize savings for your North Dakota business.
Additional Account Features
- Earn guaranteed dividends at a fixed interest rate that exceeds regular business savings account rates
- Never lose your principal account balance
- Rate bump-up available on select CDs1
- Free eStatements
- Monitor savings growth through our online platform, CU Online, and our mobile app
- All Business CDs are insured up to $250,000
Requirements
- $500 minimum account balance
Service Charge
- No regular service charge (but there's a penalty for withdrawing funds before the CD matures)
Contact us or visit one of our branch locations throughout North Dakota to open a Certificate of Deposit for your business today.
“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”
“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”
“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”
“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”
“Tom Ternes was excellent in every aspect! He made the process seamless, and he treated us like family. We greatly appreciate him and the entire team that worked hard to make our mission possible! Thank you!”
1 If you have a CD account with a bump feature, you may at any time during the term of your CD, request that we raise your rate to the current Capital Credit Union published rate for the equivalent term Bump CD. You will then earn that higher rate for the remainder of the term. You may only exercise this feature one time during the term of the CD. CD rates are set at the credit union’s discretion. It is a possibility that the rate would not increase over the term of the CD and you would not be able to bump your rate. The maximum additional Relationship Rewards rate bonus on this CD is 0.10%, depending on your level of share (excluding CD’s) or loan balances.